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Pet insurance, in plain language
Helps with vet bills when a pet is injured or falls ill.
What it typically covers
- A portion of accident and illness vet bills
- Diagnostics, surgery and hospitalization
- Some plans add wellness as an option
- Reimbursement after you pay the vet
Watch out: Pre-existing conditions are typically excluded — insuring young, healthy pets avoids that trap.
Key terms
Waiting periodTime after enrollment before claims are eligible.
ReimbursementThe share of the bill the plan pays back.
Pre-existingA condition present before coverage began.
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